NRI Insurance from LIC India

According to Govt. of India regulations NRI (Non Resident Indian) or PIO (Person of Indian Origin) can take Lic Policy through authorized agents or financial advisors appointed by Lic of India, approved by IRDA.

All person of Indian origin are allowed to take Life Insurance policies irrespective of their current status.

NRI Insurance Policy

NRI can easily buy a new Lic policy without leaving their current country of residence. All paperwork needs to be completed by courier services. However you need to select an agent who will be a point of contact between you and the parent company. You need to undergo medical test based on the plan and term of the specific policy. All charges related to medical test needs to be borne by the proposer. In case proposer is in India than no medical charges are to be paid. All charges will be borne by LIC. Regular premium can be paid by the NRI proposer through Direct Remittances, NRO, and NRE bank accounts.

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Premium remains uniform for all Indian’s whether resident, non resident or PIO. NRI proposer will get higher sum assured if he is present in India during application process for new policy, else the maximum ceiling for sum assured is Rs.1,00,00,000/- Lic provides worldwide cover to all its policy holders irrespective of the current resident status. All NRI can apply for Term plans only condition is they have to be present in India during their stay to complete the medical tests.

It’s is 100% effective to invest in LIC as all premium paid is * returned back on happening of the event ie; maturity or death whichever is earlier. In other countries there is no ROI on Insurance policies. India’s is only country in the world and LIC is the only company in the world which can give you 8-9% returns on your investment.

Most popular plan among NRI and PIO is Jeevan Akshay 6, New Jeevan Anand and New Bima Bachat.

So invest your ideal funds for a safe future in India, book your new NRI insurance policy and start earning big time!

Also check another popular plan term insurance plans

Save Tax for 2017 - 2018 Invest in LIC of India Life Insurance PlansCall - 9820934872