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Term Plans from Lic of India are plans which have marginally higher premium as compared to Private players. But It has 98.59% Claim Settlement Ratio. So In case of early claim there will be proper scrutiny and if it is a genuine case claim will be passed within 30 working days. Unlike other poor private player who dishonor the claim under flimsy issues. Always buy term plan from Lic of India and give your family a peace of mind.

Non Resident Indian’s can buy NRI Insurance while they are visiting or staying in India. For all term plan NRI has to be present in India to complete the medical formalities.

Term plans are extremely cheaper as compared to other LIC’s plans. Term insurance plans does not pay any bonus or money back. Term Policy is suitable for professionals with high income and who ready to forgo their current income. Online term insurance gives high payout in one lump sum in case of death of the insured person.

There are many term plans in market from various private and government companies. You can use term insurance premium calculator to check the lowest premium. Best term plan will give the entire claim money in one lump sum.

 

Also check another popular plan Pension Plans

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