Buy Jeevan Rakshak Policy


Life Insurance Corporation of India has launched a new lic policy Jeevan Rakshak Plan table 827. It is the most affordable Life Insurance plan by LIC of India which gives protection as well as savings. It is not a unit linked plan. LIC’s Jeevan Rakshak Plan is with profits endowment assurance plan which can be taken by any individual who are in the age range of 8 yrs uptill 55 years. This plan is made available without any medical reports requirement. This plan can be taken by farmers, teachers, professionals, etc without undergoing any kind of medical test. Total Sum assured should not exceed more than 2 lakhs.

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Jeevan Rakshak Eligibility:

  • Age: 8 to 55 yrs
  • Policy Term: 10 to 20 yrs
  • Max Maturity: 70 yrs
  • Basic Sum Assured: 75,000
  • Maximum: 2,00,000
  • Premium mode: Y/H/Q/ECS/SSS

Jeevan Rakshak Special Features:-

  • 30% Lower premium
  • 75,000 minimum sum assured
  • No medical exam for all ages
  • Loan facility
  • Attractive loyalty addition
  • Accidental death cover
  • Back dating of policy
  • Grace period for payment
  • Special surrender value
  • Revival within 2 years
  • Policy benefits:
  • On maturity basic sum assured with loyalty addition.
Example:

Mr.Virat Kohli age 30 yrs takes plan Jeevan Rakshak for 20 years with Max sum assured of Rs.2,00,000/- Yearly premium inclusive of service tax will be Rs. 7058/-

Maturity benefit:
Basic Sum Assured: 2,00,000
Loyalty Addition: 1,68,000 (42 X 200 X 20)

Total: 3,68,000/-

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